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Australian Tax Brackets 2025–26

Resident, foreign resident & WHM rates · Medicare · HECS thresholds · Super 12% · Updated 1 July 2025

🇦🇺 Resident Individual Tax Rates — 2025–26
Taxable IncomeRateTax Payable
$0 – $18,2000%Nil — tax-free threshold
$18,201 – $45,00019%19c per $1 over $18,200
$45,001 – $120,00032.5%$5,092 + 32.5c per $1 over $45,000
$120,001 – $180,00037%$29,467 + 37c per $1 over $120,000
$180,001 and over45%$51,667 + 45c per $1 over $180,000
Stage 3 tax cuts remain in effect. Super Guarantee is now 12% from 1 July 2025. Medicare levy of 2% is additional.
🏥 Medicare Levy — 2025–26
CategoryRateThreshold
Standard resident2.0%All taxable income
Low-income exemption0%Below $26,000
Shade-in zone10% of excess$26,000 – $32,500
Medicare Levy Surcharge1.0%–1.5%Singles above ~$93,000 without private cover
Foreign residentsExemptNo Medicare levy
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🌍 Foreign Resident Rates — 2025–26
Taxable IncomeRateTax Payable
$0 – $120,00032.5%32.5c for each $1
$120,001 – $180,00037%$39,000 + 37c per $1 over $120,000
$180,001+45%$61,200 + 45c per $1 over $180,000
Foreign residents do not access the tax-free threshold and are exempt from Medicare levy.
🎒 Working Holiday Maker (WHM) Rates — 2025–26
Taxable IncomeRateTax Payable
$0 – $45,00015%15c for each $1
$45,001 – $120,00032.5%$6,750 + 32.5c per $1 over $45,000
$120,001 – $180,00037%$31,125 + 37c per $1 over $120,000
$180,001+45%$53,325 + 45c per $1 over $180,000
🎓 HECS/HELP Repayment Thresholds — 2025–26
Income RangeRateExample Annual Repayment
Below $56,3580%Nil
$56,358 – $64,9381.0%~$564 – $649
$64,939 – $68,4422.0%~$1,299 – $1,369
$68,443 – $73,0622.5%~$1,711 – $1,827
$73,063 – $83,9053.0–3.5%~$2,192 – $2,937
$83,906 – $96,3204.0–4.5%~$3,356 – $4,334
$96,321 – $111,6195.0–5.5%~$4,816 – $6,139
$111,620 – $138,3226.0–7.0%~$6,697 – $9,683
$138,323 – $171,3817.5–9.0%~$10,374 – $15,424
$171,382 – $197,0469.0–9.5%~$15,424 – $18,719
$197,047 and over10.0%10% of total income
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