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FY 2025–26
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Free Australian Financial Tools

All the calculators you need. 100% free, no sign-up required.

Pay & Tax Calculators
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Pay Calculator 2025–26
Take-home pay after tax, Medicare, HECS and 12% super for any Australian salary.
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Tax Brackets 2025–26
Full breakdown of Australian income tax brackets including Stage 3 cuts, foreign and WHM rates.
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ABN / Contractor Tax
GST, income tax and deductions for sole traders under an ABN.
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Salary Comparison
Compare two salaries side-by-side — take-home pay, tax, and super.
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Superannuation Calculators
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Super Growth Calculator
Project your super balance at retirement based on salary, 12% contributions and investment returns.
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Retirement Income
Estimate annual income in retirement from super savings and the Age Pension.
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Extra Super Contributions
Tax benefits and long-term impact of voluntary concessional super contributions.
Property & Investments
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Stamp Duty Calculator
Stamp duty across all Australian states and territories for residential purchases.
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Capital Gains Tax
CGT on shares, property or other assets including the 50% CGT discount.
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Car Allowance / FBT
Fringe benefits tax and car allowance calculations for employees.
HECS & Student Loans
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HECS Payoff Timeline
See how many years until your HECS/HELP debt is fully repaid based on your income.
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Indexation Impact
Calculate how CPI indexation grows your HECS debt if repayments are insufficient.
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